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Welcome to CU Members mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.

Powerco Federal Credit Union is working with CU Members to provide you a mortgage loan solution that would not otherwise be available to Powerco members. CU Members operates with the same credit union philosophy and will meet your needs for your home loan. Your mortgage will be provided and processed through CU Members Mortgage. However, your loan will still be closed locally and a Powerco Loan Officer will also be available to assist you with any questions you may have during the loan process.

Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
  3. A CU Members Loan Officer will follow up with you and answer all your questions.

Get Started - Apply Now

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.924%  0.125%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.422%  0.125%
5/1 Adjustable Rate
 Rate  APR  Points
 3.875%  4.920%  0.250%
30 Year Fixed Rate 97%
 Rate  APR  Points
 5.000%  5.199%  0.375%
 5.125%  5.292%  0.000%
15 Year Fixed Rate 97%
 Rate  APR  Points
 4.375%  4.731%  0.500%
 4.500%  4.800%  0.125%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.959%  0.375%
 4.875%  6.062%  0.125%
VA 30 Year Fixed
 Rate  APR  Points
 4.875%  5.301%  0.375%
 5.000%  5.406%  0.125%

Personalized Quote

Rates Listed Above are Subject
to a 1% Origination Fee.

Keep an eye on rates via email

Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.

Calculators &
Frequently Asked Questions

Check out our helpful calculatorsto review your financial situation and learn more about home loans using the frequently asked questions.

Celebrating USDA loans for Rural America!

We're taking 100% financing to your small town. Ask us about USDA financing. Click here for more information about the program.

CU Home Advantage Program

Before you begin your search for a home, find out how you can take advantage of our rebate program–20% back in your pocket. Click here.

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Powerco Federal Credit Union (NMLS#762143) is offering mortgage loan products through CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.